Peace of mind

SNAPCASH a division of KLEVERS HOLIDNG PTY LTD has always promoted responsible lending and is compliant with the National Credit Act. We try to accommodate all requests. We take your current financial circumstances into consideration and will only approve a loan of R1000.00 that's right for you, that you can comfortably afford to repay and is in line with your personal financial profile.

Loans are subject to the National Credit Act No. 34 of 2005. All loan applications are considered and are subject to credit approval. Our service is designed to put you in control of your cash flow, for those occasional times when an unexpected expense catches you by surprise. Below we explain why SNAPCASH a division of KLEVERS HOLIDNG PTY LTD is different to old school lenders.

Short-term cash

In contrast to a credit card or overdraft, you must commit to settling your loan quickly. You can then use our service again next time you need short-term cash. We make money when you repay us on time, not by continually extending a growing line of credit to you. SNAPCASH a division of KLEVERS HOLIDNG PTY LTD doesn't endlessly roll your balance from month to month and we will only approve limited extensions when we feel it is in your best interest.

Transparent service

We calculate the total amount repayable upfront, showing you the figures clearly before you apply. We include the interest and the full cost to ensure its crystal clear, plus we never change the rate we charge. The only way costs can increase is if you fail to honour the agreement.

Credit check

Our technology enables us to assess applications quickly and helps to ensure we only lend to people whom we believe are able to repay us.

Guidance

Our website provides a financial service plus some clear guidance about using it responsibly. We urge you to think carefully before applying for a loan, because we expect it to be repaid when you promise to. We describe the potential consequences of failing to do so on our Terms page, under the Non Payment section.

Cost

SNAPCASH a division of KLEVERS HOLIDNG PTY LTD is not the cheapest way to borrow money, but we are a fast, convenient and flexible lender. Paying a premium for speed, convenience and flexibility in the short term makes perfect sense from time to time.

Are you committed to responsible borrowing?

Applying for any form of credit isn't a decision to be taken lightly. Please remember that if your SNAPCASH a division of KLEVERS HOLIDNG PTY LTD application is approved, it becomes a two-way street and you'll need to keep a serious promise. We want our relationship to be a happy and trusting one, so we lay out the facts as clearly as possible. Only you can decide whether to apply or not, so please only do so if you're confident you'll have the funds to comfortably make repayment on your chosen date. View our Debt Management Guide for more information. And ethical conduct.

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